A Decrease font size. A Reset font size. A Increase font size.

Get Answers to Your Medicare Questions

Not affiliated with the United States government or the federal Medicare program. Not endorsed by government agencies. We do not offer every plan available in your area. Currently we represent 294 organizations which offer 5,503 products. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare can feel complicated, but you don’t have to figure it out alone. Our licensed Medicare experts are here to help you understand your options and make confident decisions about your coverage.

Simply fill out the form on this page or call us directly, and one of our knowledgeable team members will be in touch. Whether you’re just getting started with Medicare, reviewing your current plan, or exploring new benefits, we’ll provide clear answers tailored to your needs.

916-365-6340

Medicare News & Updates

Medicare-Negotiated Prices for 15 More Drugs Begin in 2027

A significant change is coming for some people who receive prescription drug coverage through Medicare Part D. Beginning January 1, 2027, Medicare-negotiated prices will take effect for 15 additional high-cost medications used to treat conditions such as diabetes, asthma, chronic obstructive pulmonary disease, cancer, digestive disorders, and mental health conditions. These medications join the first

Read More »
September 15, 2026

Frequently Asked Questions

Costs
Do I need Medicare if I have insurance through my employer?
How can I get help paying for Medicare?
How is Medicare paid for?
How much is the Medicare late enrollment penalty?
Is Medicare Part A free?
Is Medicare Part B free?
Is there a deductible for Medicare?
What will my Medicare premium be?
Coverage
Do I need anything else if I have Parts A and B?
Do I need to renew my Medicare coverage each year?
Does Medicare cover hearing, vision, or dental?
How is Medicare paid for?
Is Medicare Part B free?
What are the differences between Medicare HMO’s and PPO’s?
What is the difference between Medicare and Medicaid?
What is the Silver Sneakers program?
What’s better: Medicare Advantage Plans or Medigap Plans?
What’s better: Original Medicare or Medicare Advantage plans?
When can I change my Medicare if I don’t like my coverage?
When do my Medicare benefits start?
Will Medicare cover me if I travel outside the country?
Enrollment
Can I delay my Part B enrollment without a financial penalty?
Do I have to sign up or will I be automatically enrolled in Medicare when I turn 65?
Do I need Medicare if I am still working?
Do I need Medicare if I have insurance through my employer?
Do I need to enroll in Medicare if I have retiree health insurance?
How much is the Medicare late enrollment penalty?
What happens if I miss my IEP for Medicare?
What is a Special Enrollment Period (SEP)?
When can I add Part B to my Part A Medicare?
When can I enroll if I am under 65, but on disability?
When do I need to enroll in Medicare?
When is the Annual Election Period (AEP)?
When is the General Enrollment Period (GEP)?
When is the Initial Enrollment Period (IEP)?
When is the Medicare Advantage Open Enrollment (OEP)?
When is the Medigap Open Enrollment Period?
Where can I apply for Medicare?
Parts of Medicare
What is “Original Medicare”?
What is a Medicare Medical Savings Account (MSA) Plan?
What is an MA-PD?
What is Medicare Part A?
What is Medicare Part B?
What is Medicare Part C / Medicare Advantage Plan?
What is Medicare Part D / Prescription Drug Plan?
What is Medigap / Medicare Supplemental Insurance?
What is the difference between Medicare and Medicaid?