Do I need Medicare if I am still working?
Even if you already have creditable coverage, you may need to sign up for Medicare. It depends on the number […]
Do I need to enroll in Medicare if I have retiree health insurance?
Employers are not required to provide retiree coverage. Therefore, the benefits, premiums and coverage can be changed or canceled. To […]
Can I delay my Part B enrollment without a financial penalty?
If you have creditable health insurance coverage as good as Medicare; yes, you can delay your Part B. If you […]
When can I add Part B to my Part A Medicare?
IEP: If you apply for Part B during “Initial Enrollment Period or Open Enrollment Period”, you won’t have to pay […]
Do I need to renew my Medicare coverage each year?
Medicare Parts A and B automatically renew annually. Since benefits, providers, drug formularies and cost sharing can change every year, […]
Do I need anything else if I have Parts A and B?
Part A covers hospital insurance such as hospital care, skilled nursing facility care, short-term nursing home care, home health-care and […]
When do my Medicare benefits start?
IEP: If you sign up for Part A and/or Part B, your coverage starts as noted below: If you sign […]
When can I change my Medicare if I don’t like my coverage?
If you choose to disenroll from Medicare Part A and/or B, you may receive a penalty when you reapply later […]
What are the differences between Medicare HMO’s and PPO’s?
Medicare Advantage plans have the option to apply for PPO’s or HMO’s. It is common for HMOs and PPOs to […]
What’s better: Medicare Advantage Plans or Medigap Plans?
Medicare Advantage Plans (MAs) usually cost less in up front premium than Medigap Plans. MA plans may include additional benefits […]