Wondering if you can change your plan? Choose an option below to find out what you can do.
If you are already on a Medicare Advantage Plan and are unhappy with your plan benefits or the price of your premium, there are options available to you.
During the Annual Election Period (AEP), or during the Medicare Advantage Open Enrollment (OEP), you can:
*If you have been on a Medicare Advantage plan due to a disability and you are turning 65, these options are also available to you during your Initial Enrollment Period (IEP).
Under certain circumstances, you can qualify for a Special Enrollment Period (SEP) and enroll in a Medigap policy. Some examples that qualify you for Special Enrollment are:
If you lost your Medicare Advantage plan due to special circumstances, a Medigap plan may be an option for you for a limited time. Please contact us if you think you may qualify for Special Enrollment.
If you are still in your Initial Enrollment Period (IEP), you can now:
OR you can:
If you already had Medicare Part A and you enrolled in Medicare Part B during the General Enrollment Period (GEP), you can:
Under certain circumstances, you can qualify for a Special Enrollment Period (SEP) and enroll in a Medigap policy. Some examples that qualify you for Special Enrollment are:
Please contact us if you think you may qualify for special circumstances to enroll in a Medigap policy. In many of these cases, you have a limited time frame for enrollment.
If you are unhappy with your plan benefits or the price of your premium, there are options available to you.
During the Annual Election Period (AEP)*, you can:
*If you have been on Medicare plan due to a disability and you are turning 65, these options are also available to you during your Initial Enrollment Period (IEP).
**If you only have Medicare Part A, you must first enroll in Medicare Part B in order to be eligible for a Medicare Advantage Plan.
***If you qualify for Extra Help for your Prescription Drug Plan (also known as a Part D Plan), you can join, switch or drop your Prescription Drug Plan any time.
During the Medigap Open Enrollment Period, you may enroll in a Medigap Plan.
If you are unhappy with your plan benefits, these options are available to you at any time:
If you want to make changes to your Medigap coverage, the best time to do so is during the Medigap Open Enrollment Period. Anytime after this 6-month window, approval to a Medicare Supplement Plan may require underwriting.
If you’re considering changing Medigap plans, you are entitled to a 30-day “free-look period” which works like a trial. During this 30-day period, you can try out a new Medigap plan, while keeping your current Medigap policy.
About the “Free Look Period”:
We would like to help you make an informed decision regarding canceling or changing your Medigap coverage. Consider our free consultation before you make any changes.
– compare the cost of plans
– review current benefits
– get help with enrollment
About