Do I need to renew my Medicare coverage each year?
Medicare Parts A and B automatically renew annually. Since benefits, providers, drug formularies and cost sharing can change every year, […]
Do I need Medicare if I have insurance through my employer?
Depending on the size of the employer, you may be able to delay Parts A and B without having to […]
Do I need anything else if I have Parts A and B?
Part A covers hospital insurance such as hospital care, skilled nursing facility care, short-term nursing home care, home health-care and […]
When do my Medicare benefits start?
IEP: If you sign up for Part A and/or Part B your coverage starts as noted below: If you sign […]
When can I change my Medicare if I don’t like my coverage?
If you chose to disenroll from Medicare Part A and or B, you may get a penalty when you reapply […]
What are the differences between Medicare HMO’s and PPO’s?
Medicare Advantage plans have the option to apply for PPO’s or HMO’s. It is common for HMOs and PPOs to […]
What’s better: Medicare Advantage Plans or Medigap Plans?
Medicare Advantage Plans (MAs) usually cost less in up front premium than Medigap Plans. MA plans may include additional benefits […]
What’s better: Original Medicare or Medicare Advantage plans?
Original Medicare covers only Parts A and B. There is no limit on your out of pocket expenses. It doesn’t […]
Will Medicare cover me if I travel outside the country?
Original Medicare doesn’t cover you when traveling outside the country, and Medicare Advantage Plans may or may not provide coverage […]
What is the Silver Sneakers program?
This is the program designed for people 65 or older to participate in a health and fitness program. Members are […]