What is an MA-PD?
An MA-PD is simply a Medicare Advantage Plan that includes a Part D (Prescription Drug Plan). There are many Medicare Advantage plans available to choose from – some with and some without a Part D plan included. If a Part D is included, you may hear them referred to as MA-PDs.
When is the Medicare Advantage Open Enrollment (OEP)?
The Medicare Advantage Open Enrollment (OEP) takes place every year from January 1st – March 31st. Changes to Medicare plans made during this time will take effect the 1st of the following month of applying. For example, changes made in March will be effective April 1st. *The new OEP is replacing the Medicare Advantage Disenrollment…
What’s better: Medicare Advantage Plans or Medigap Plans?
Medicare Advantage Plans (MAs) usually cost less in up front premium than Medigap Plans. MA plans may include additional benefits like dental, hearing, vision, transportation, foreign travel and other benefits that Original Medicare does not cover. Some MAs limit the use of Medicare covered services with in-network doctors or facilities. MAs may require referrals to…
What’s better: Original Medicare or Medicare Advantage plans?
Original Medicare covers only Parts A and B. There is no limit on your out-of-pocket expenses. It doesn’t cover medical services outside of the U.S., even in emergency situations. It generally covers medical services with any doctor or facility that accepts Medicare assignments. No referrals are required to visit providers nationwide. It does not include…