Medigap Plans and Illegal Practices
If you’re new to Medicare and just getting started, we want to remind you to know your rights as a Medicare beneficiary. Unfortunately, fraud or illegal practices are not unheard of in this industry and Medigap plans can be confusing. What are they, exactly? A Medigap plan, also called a Supplement Plan, can help pay…
Your Doctor is Leaving Your Health Plan? This is What You Should Do
So, you just got word that your doctor is leaving your health plan. What the heck are you supposed to do? Does this mean you have to find a whole new doctor? How is your coverage going to be affected by this? Are you going to need to build trust with ANOTHER new doctor? Well,…
Home Health Care and Medicare: How To Avoid Breaking the Bank
Who genuinely likes being told what to do? It’s one thing when you’re a kid; it’s another when it’s your health dictating what you can or cannot do. Across the country, hundreds of thousands of Medicare beneficiaries struggle with chronic illnesses or new afflictions on a daily basis. Sometimes these conditions mean leaving the house…
Medicare AEP vs OEP: What’s the Difference?
As if Medicare weren’t confusing enough, everywhere you look there are confusing acronyms! These two are particularly important to not confuse because they affect when you can change your plans based on your current enrollment. So, let’s jump right in. AEP is the Annual Enrollment Period, which runs every year from October 15th to December…
How to Find a Doctor Who Accepts Medicare
Are you worried about finding a doctor who accepts Medicare? Good news! According to a Kaiser Survey in 2015, most primary care doctors still participate in the Medicare program and are accepting new Medicare patients. So, it’s quite likely your current doctor will continue to accept you as a patient when you start on Medicare….
What You Need to Know About your Annual Notice of Change Letter
It’s that time of year again! The 2020 Medicare Annual Enrollment Period (AEP) will run from October 15, 2019, to December 7, 2019. During (AEP) you can make changes to various aspects of your coverage. For those enrolled in a Medicare Advantage plan or Part D Plan, you should receive your “Annual Notice of Change”…
Just Been Diagnosed with Prediabetes? This is How You Can Reverse It:
Well, it happened. The scary word “prediabetes” has left the doctors lips, and chances are you’ve probably entered panic mode. This isn’t a death certificate, though, and it’s certainly not a sure-fire indication that you’ll be diagnosed later with actual diabetes. Here are a few things you should do now that you’ve been diagnosed with…
Where in the World are High Deductible Health Plans?
Well, it’s official. Plan F of Medicare is being retired. We know, please take a moment to quietly wipe the tears away. Okay now that that’s over with, we can start asking some questions. What happens if you’re on plan F right now? Are you going to get kicked off? What will the new plan…
Generic and Brand Drugs in the Donut Hole
Imagine this: you walk into your local pharmacy that you’ve been going to for years. The pharmacist that you know well at this point, Jean, tells you that your prescription is going to be much more than usual, as your coverage has been stopped. It’s official; you’ve reached the donut hole. What Does This Have…
How to Unlock Medicare Benefits as a Federal Employee
We encounter many federal employees doubting if they should, or even can, enroll in the Medicare program. Will you lose your Federal Employee Health Benefits (FEHB) if you enroll in Medicare? Do you really need Medicare if you have FEHB? Let us put your mind at ease. Even as a federal employee you are still…