Summer is here, and forecasters are calling for another stretch of above‑average temperatures across much of the country. That’s more than just an inconvenience if you’re 65 or older: heat‑related deaths in our age group jumped 85 percent between 2000 and 2021—a reminder that hot weather deserves real respect.
Below are quick, actionable steps to stay cool, stay hydrated, and stay out of the ER this July.
1. Hydrate Before You’re Thirsty
- Aim for a glass of water every waking hour during heat waves. Older bodies don’t conserve water as well, and the thirst signal dulls with age.
- Electrolytes help. Low‑sugar sports drinks or oral rehydration packets replace sodium and potassium lost through sweat.
- Medication check. If you take water pills or have fluid restrictions, ask your doctor how much you should safely drink on very hot days.
2. Keep It Cool
- Air‑conditioning is your best friend. Fans alone can’t prevent heat illness once the indoor temperature tops 95 °F. If your home isn’t air‑conditioned, spend the hottest hours in a shopping mall, library, or community cooling center.
- Cool showers or baths. A five‑minute rinse can drop core temperature fast—quicker than sitting in front of a fan.
- Dress the part. Loose, light‑colored clothing reflects heat; a wide‑brim hat protects scalp and face.
3. Know the Warning Signs
| Heat Exhaustion | Heat Stroke (Call 911) |
| Heavy sweating, dizziness, nausea, headache, cramps | Confusion, fainting, rapid pulse, body temp ≥ 103 °F, dry skin |
| If you notice heat‑exhaustion symptoms, move to a cool place, sip water, and loosen clothing. If symptoms worsen or you suspect heat stroke, call for emergency care. Medicare Part B covers medically necessary ambulance transport when a heat emergency makes other travel unsafe. |
4. Use Your Medicare Benefits
Many Medicare Advantage plans now offer over‑the‑counter (OTC) allowances that can be used for electrolyte powders, cooling towels, or even portable fans. Some plans also include in‑home safety assessments, giving you custom advice on beating the heat. Not sure what your plan provides? Your broker can walk you through the extras.
Bottom Line
Hot weather doesn’t have to put your summer plans on ice—just keep water within reach, seek out AC, and listen to your body. Questions about coverage, OTC allowances, or switching to a plan with better summer perks? Contact your broker today. They’re your go‑to resource for staying healthy and well‑covered all year long.